A card that can provide financial aid for college, a trip to college and a loan can help someone find a job and get a foot in the door, says University of Texas professor of sociology and public policy David M. Williams.
Williams, who directs the Center for Education and Social Change at the University of Houston, told USA TODAY Sports that the card, the Visa Visa Visa Platinum, is a boon for people who need help getting into the workforce and making it in the economy.
“You can see a lot of people who can help themselves and are really good at getting a job.
And then if you are a student and you need a little extra help, you can get a loan to do it,” he said.
Visa Visa Platinum offers a one-time, $5,000 loan to a student who has a $25,000 debt, plus $5 per month toward their first year of college.
This is not the same as a traditional credit card and does not guarantee a loan for a student to attend college.
Williams said that the Visa Platinum card is a “very effective and valuable” card for those who need it most.
But a student might not need it because they need help finding a job, or the student may need it to pay for college.
“The Visa Visa can also help with a student loan.
It gives you a way to make loans that don’t necessarily have to be repaid,” he explained.
Williams told USA Today Sports that people who are in debt have more opportunities for success.
“For the most part, you have to work really hard to get out of debt, so you need that extra incentive,” he continued.
But if a student does not have that extra motivation, or if they can’t get a job because of the loan, they are in danger of being a victim of the housing crisis.
Williams noted that while the housing market has been improving, that has not translated into job opportunities.
“It is very hard to be able to get into the labor market,” he told USA NOW Sports.
“People who have been stuck in this cycle for a long time can feel really, really powerless.”
The card also has the potential to be a powerful tool for employers, as the card allows for access to a network of loan officers who can assist you in making the most out of your credit card.
Williams said that when he was in high school, he had access to hundreds of loan officer contacts.
“There are hundreds of people at the local banks that are very good at helping you with a credit card,” he added.
“I think you can’t have a strong system that is only designed for people with a lot more resources than you.”
He noted that when a student gets a loan, the lender has to provide the student with an application and documentation, which are “much easier to fill out and complete online” than in person.
“We have a system that allows people to get an application online,” he acknowledged.
Williams added that if the person who needs help is the student’s parents, the parents can also apply for the loan.
“They can apply online,” Williams said.
Williams also said that students need to be aware of the risks that come with the card.
“That card has a 10-year guarantee, so it is not as good as an employer-sponsored card, but it’s still a lot better than nothing,” he observed.
“What they need to do is be aware that this card is not something you are going to have any money to lose.
There is a good chance that you could get it, and the more you apply for it, the better the chances are you will get it.”